Getting started is easy. Please drive by the home and make sure you like the street, neighborhood, and exterior of the home first. Then, if interested fill out the application.
Approval is very easy and we do work with families with little or damaged credit every day. Each applicant must submit an application. All fields are required and an incomplete application can delay the process and will not be reviewed until completed.
Once accepted and pre-qualified we will be happy to schedule a time to view the home with you. Please understand it is our policy to get you pre-approved before showing you the home.
If you’re tired of renting, and you want to own a home but your credit, lack of down payment, or income is holding you back from qualifying for a normal bank loan… a “rent to own”, often called “lease option” or “lease purchase” may be a great fit for you
A rent to own (or lease option) is a great way to get into a home when bank financing just won’t work.
We specialize in helping residents earn the satisfaction of being a home owner through our Rent To Own Home Program.
Here are a few reasons to use a rent-to-own agreement:
Try before you buy! You get to live in your rented home before you actually purchase it, allowing you to make sure it’s actually your dream home. If you don’t like the house, you don’t have to complete the purchase.
Own without great credit or a big down payment. You can start feeling like a homeowner right away while saving up and improving your credit.
Move in fast. Since you don’t have to wait for a mortgage, you can often move in right away – and get started living a new life in the home of your dreams!
Our rent to own homes are move-in ready, in good neighborhoods, and often freshly updated.
How Long Are Rent To Own / Lease Option Terms?
Your lease/option agreement (also known as the rent to own contract) will spell out the length of time that you have to complete the purchase of the property – typically 3-10 years, but in certain circumstances we may extend your option if you need more time to get your credit or down payment up to the point where you can qualify for a bank loan.
The purchase of your home usually takes place through a traditional mortgage loan, but there are other ways to complete the purchase, depending on your finances.
Once you’ve completed your mortgage, you’re done – now you own your home!
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